Mortgage Calculators and Tools

Buying or refinancing a home? Use our free mortgage tools to check your budget, figure out your monthly payment, and more.

Establish Your Homebuying Budget

To calculate how much mortgage you can afford, compare your total debt payments to your monthly income.

Check out the various features of different home loans to determine the option that’s best for you.

If you qualify, refinancing your home may result in savings on your monthly payment and interest rate.

We break down the different types of loans and everything you need to know about getting a mortgage.

We cover the basics of home refinancing, reasons to consider a refinance, and frequently asked questions.

The right refinance lender can help you reduce what you’re paying for your mortgage. Get started with LowerMyBills.